Do you have questions about your insurance policy or how to handle a claim? It may seem like there’s not much to think about when it comes to paying your policy, or even when making a claim. However, an insurance company’s business model does not make things that simple.
Why You Need to Speak to an Auto Accident Attorney California Firm
You need to speak to an auto accident attorney at a California firm before you deal with an insurance provider. That’s because there are plenty of pitfalls lurking in insurance policies – exclusions that keep you from receiving the money you deserve. An auto accident lawyer knows how to talk to an insurance company so they don’t take advantage of you.
In addition, an attorney will help you understand your rights and can help you find other possible solutions. Moreover, he or she can assist you to recover the costs of repairs, lost wages from missed work, and any other expenses related to the accident.
That is why you need a legal advocate – someone who can help you settle a personal injury claim or negotiate an insurance settlement that gives you what you need personally and financially.
Legal Services Give You an Advantage
The California Business Journal (CBJ) points out that there are plenty of good reasons for hiring a personal injury accident attorney. One of the primary benefits is the fact that an attorney has a keen understanding of procedural laws and rules – legal guidelines that can help your case.
The magazine adds that this can be especially beneficial if you’re filing a claim with a large insurance company. Also, you may find it complex to figure out the details of a policy, which only serves to complicate matters even more.
Insurance companies don’t always play fair. Therefore, they will find ways to reduce what they owe you for an accident claim. Also, a car accident lawyer can help you prove that the other party caused your injuries. In many cases, the other party often tries to shift the blame, which makes it necessary to seek legal counsel.
After a car accident, you normally will communicate with the other driver’s insurance company if they’re at fault for the mishap. You’ll also need to report the accident to your insurance provider.
Responding to an Insurance Company’s Requests: Why Your Attorney Should Intervene
According to the California Department of Insurance, your insurance company usually will contact you after an accident to collect detailed information regarding the loss. They may also ask for a recorded or written statement. Before you provide this information, contact an attorney to play it safe.
In addition, the Department adds that an insurance company may request an examination under oath. If you have medical payments or an under-insured or uninsured motorist claim, you’re obligated to provide documents related to the accident that covers medical costs, injuries, and lost wages.
Sometimes insurance companies take their time in contacting claimants. Usually, a claim representative should get in touch with you within a reasonable time after your report of the accident and loss. Some insurance companies take up to 15 days to reply. If you don’t hear from anyone, contact an attorney to see how you should proceed.
To support your interests, you’ll need to retain the services of an auto accident attorney in California professional. Insurance companies are in the business to make money. Therefore, it’s important to retain the services of someone who is devoted to helping you get all the money you need for medical costs, lost wages, or pain and suffering.
A personal injury lawyer has a deep understanding of the legal process and regularly deals with insurance companies. Therefore, they know what to expect. Because the goal of an insurance company is to make money, it pays out claims that often do not meet all your needs financially. By partnering with a personal injury attorney, you’ll have the support needed to get what you deserve.
When Should You Contact an Auto Accident Attorney California Law Firm
Pick up the phone and call an accident lawyer in California after you’re involved in an accident. The sooner you do so, the sooner you’ll be able to get compensation. If too much time passes between your accident and the filing of your claim, it also reduces the claim’s value.
By contacting a lawyer, you can file a claim in a timely manner. Never try to handle this type of situation on your own, as you can miss something in the process. Because lawyers manage these cases all the time, they have a clear understanding of how to communicate and handle claim issues.
What to Seek When Choosing an Auto Accident Attorney
When choosing a personal injury lawyer, choose an experienced professional – someone who has a good track record as far as wins. Make sure you work with a professional who will communicate with you regularly and keep you in the loop.
When you contact a lawyer, ask them questions and find out if you’re both on the same page. Just because you schedule an appointment does not mean you’re obligated to use a firm’s legal services.
Contact an Auto Accident Attorney California Attorney Now
Do you need to speak to an auto accident attorney? If so, call (562) 526-1224. Learn more from the Belal Hamideh law firm about filing a claim for personal injury today.