How to Make a Claim With Liberty Mutual Insurance

Have you or someone that you love been injured in a vehicular accident recently? Do you get your car insurance from Liberty Mutual? For many reasons, they have been among the most popular insurance providers in Southern California for many years. If you were in a minor accident, if no one was injured, if it was a “fender bender,” then Liberty Mutual can help. 

However, if you were injured in any way, if there was significant damage to your car, then Belal Hamideh, California car accident attorney, and the rest of his team here may be able to help. 

When Liberty Mutual is your insurance provider (or any other insurance company) you might think that since you pay them, they’re always going to be on your side, looking out for you. Unfortunately, that may not be the case. Their goal is always to maximize their profits.

 So, if you have a small accident with no injuries then they may be able to help. But, if there was significant damage and there’s any chance that you suffered an injury as a result of the accident, we strongly recommend you reach out to us for a free case evaluation to see how we can help you recover maximum compensation. 


When You Should Contact Liberty Mutual After an Accident 

Ideally, you’ll want to do so within 24 hours after the accident. If they’re your insurance provider, it behooves you to reach out to them sooner rather than later. However, they shouldn’t be the first party you contact immediately in the wake of an accident.

Indeed, the first course of action after an accident, while you’re still at the accident site, is to reach out to law enforcement. They can arrive at the scene and generate a police report which could prove to be a great boon to your eventual case. 

By that same token, you should receive medical attention as well. Hopefully, neither you nor any other party was injured in the accident. However, by receiving medical care from professionals, you can be sure, receiving care if necessary. Often, the severity of a car accident injury isn’t known until long after the accident. By receiving care quickly, you have the best chance for the most successful recovery. 

Once all of the above has been taken care of, then you can contact Liberty Mutual to discuss your claim. 


What You Should Say When Talking to Someone from Liberty Mutual 

To file a claim with Liberty Mutual, you can go through their site or their app (note the different QR codes for Android or iPhone). You can also call them at (800) 225-2467. 

If you go the latter route and talk to someone from Liberty Mutual, even if they’re your insurance provider, be careful. The simpler you can keep your answers, the more you go with “just the facts,” the better off you’ll be. Yes, be truthful and honest, but never say anything that can sound like you’re admitting guilt (even if it’s to say that you’re “sorry,”) don’t give a recorded statement, and don’t sign anything until you’ve consulted with an attorney. 

There’s no upside to doing any of that. Instead, we encourage you to reach out to us for a free case evaluation. We can help in a variety of ways. For example, instead of you having to give a recorded statement, we’ll provide all of the pertinent accident injury info in your settlement demand, just as soon as you complete any medical treatment. 


You’re Injured in an Accident and the Other Party Has Liberty Mutual 

If you were injured in a vehicular accident then it’s in your best interests to work with an experienced attorney who has taken on the big insurance companies before. If Liberty Mutual investigates the accident on behalf of the other driver, a member, they’re going to want to make it look like it’s not their fault (or at least not entirely their fault) so that you receive less compensation for your claim. Indeed, Liberty Mutual has multiple ways of doing this. 

For starters, they could try to get you to accept a “lowball” offer, one that’s worth far less than what your claim is. They could try to get you to give a recorded statement in hopes that you’ll say or do something which could lessen what your claim would be worth. Indeed, those are just the beginning of what they can do. By having experienced attorneys on your side, you can keep that from happening. 

See, when we take your case, we represent you as aggressively as possible. That means we’ll negotiate with the insurance company (Liberty Mutual in this case) on your behalf. So, you won’t have to worry about dealing with them, not anymore. Instead, we’ll do everything in our power to ensure that you receive maximum compensation for all that you’ve been through. 


You’re Injured in an Accident and the Other Party is Uninsured 

In the state of California, no driver can drive without car insurance. To do so is a violation of the law. Of course, drivers do it every day. When one of these drivers hits you, causing an injury, it can make a chaotic situation all that more confusing. Yes, most drivers often have underinsured and uninsured motorist protection. If you’re hit by an uninsured/underinsured driver, we encourage you to contact Liberty Mutual/your insurance provider. 

That said, you may find that Liberty Mutual starts dragging out the process, slowing it down, or even rejecting your claim. Should any of that happen, here, too, Belal and the team can help. We can work with you to recover the compensation you deserve in this scenario as well so that you can receive economic (as well as any non-economic) damages for having been injured in an accident. 


Free Case Evaluation with California Car Accident Attorney Belal Hamideh

The sooner you reach out to an experienced attorney after being injured in an accident, the better. The aftermath of a car accident can be one of the more challenging experiences of a person’s life. Dealing with insurance companies and their claims adjusters does not make it any easier. Here, too, Belal and the team can help. 

From the initial consultation through a successful resolution, we can be by your side, always guiding you towards the compensation that you deserve. As we work on contingency (you don’t pay unless we win, and even then our payment comes out of your settlement/winnings) it’s always worth it to reach out to us for a free case evaluation if you believe there’s even a slight chance you have a case. 

To schedule that free case evaluation, you can message us through our site or give us a call.